With Easy Loan, our new app helps you find a loan in 3 easy steps!

💰 1. Fill out our easy form in two-minutes or less

💰 2. If qualified, review and sign the loan documents

💰 3. Get funds as soon as the next business day

We put together the quickest and easiest app for installment loans, payday loans, and cash advances. Try us out for free with no obligations and see why we are continuously ranked #1 in customer service.

⚡ Payday Loans

⚡ Personal Loans

⚡ Installment Loans

⚡ Cash Advance Loans

Why choose Easy Loan for your Personal Loan?

Marketplace and Lending Partners

Our nation-wide marketplace of lenders and/or lending partners are available & ready to qualify eligible individuals.

Fast Delivery

Funds direct deposited to your bank as soon as the next business day.

Safe & Secure

Your information is safe with our 100% online form.

All Credit Considered

Request a loan now, regardless of your credit score. We specialize in loans for bad credit!

What Are Personal Loans?

Personal loans can be used for almost any expense - from paying off credit cards to financing home repairs or even a much-needed vacation. They are typically paid back in monthly or bi-monthly installments over an extended period of time. Personal loans can be a convenient alternative to bank loans or high-interest credit cards, with online request forms and no-hassle automated repayment.

How Soon Can A Personal Loan Be Made Available?

Companies that offer personal loans and cash advances typically do perform credit checks. Personal loan companies will check your credit through national databases that track consumer lending transactions (such as Teletrack, DP Bureau, or DataX) or through the three major credit reporting bureaus (Experian, Equifax, and Trans Union). However, loan review procedures do vary by company.

How Soon Can I Get The Funds?

The time it takes to process and fund a loan varies with each loan company. Processing time also depends on the financial institution where the customer has their bank account. Nevertheless, approved individuals can receive their loan funds as soon as the next business day or even within as little as an hour.

When Does the Loan Need To Be Repaid?

Repayment terms, including dates for repayment and any fees chargeable in the event of rollover, etc., vary for each company that offers loans, and it is essential that you review all of these terms and conditions before entering into a loan agreement. The minimum repayment term is 120 days from loan origination.

What Happens If I Do Not Pay?

If you do not pay the full amount of principal and interest by the agreed-upon payment date, you will likely be charged a new finance charge and payment may be extended until your next pay date.

LOAN DISCLOSURE INFORMATION:

TRUTH IN LENDING ACT (TILA) DISCLOSURE:

MINIMUM LOAN REPAYMENT TERM: 120 DAYS

MAXIMUM LOAN REPAYMENT TERM: 730 DAYS

MINIMUM APR: 3.75%

MAXIMUM APR: 18.75%

AVERAGE LOAN REPAYMENT TERM: 24 MONTHS

EXAMPLE OF ACTUAL LOAN COST BREAKDOWN:

AMOUNT FINANCED: $1000

REPAYMENT TERM: 12 MONTHS

APR: 24.7%

ORIGINATION FEE: $25

MONTHLY PAYMENT: $113

TOTAL LOAN COST: $1381